May 11, 2008



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Illustration: Carey Sookocheff

Quiz: Long-Term Care

Find out how much you know about long-term care insurance.





1. What is the national average monthly cost of nursing home care?

  A. $1,310
  B. $2,540
  C. $4,650

2. If you enter a nursing home, what are the odds that you will be there for five years or more?

  A. 2 percent chance
  B. 10 percent chance
  C. 31 percent chance

3. Most Americans over the age of 45 are well-versed in long-term care insurance issues and have some form of coverage.

  A. True
  B. False

4. Medicare covers in-home visits by a home health aide.

  A. True
  B. False

5. At what age do most people buy long-term care insurance?

  A. 40
  B. 60
  C. 80